Market Updates

Here We Go Again!

January 19, 2024
  As we enter another election year, we thought it might do us all good to look back at the thoughts that Sara-Bay has posted over the years on this subject. We found several pieces about elections and election years, and the effects, if any,…

Is a 529 plan the best college savings vehicle for your family?

January 10, 2024
Is a 529 plan the best college savings vehicle for your family? This seems like a simple question, but the answer lies firmly in the “nothing is simple category”. Outside of scholarships and financial aid, the vast majority of people seeking highe…

What can a Financial Advisor do for me?

January 03, 2024
Behavioral Finance is a subfield of behavioral economics.  It looks at the psychological influences and biases that affect financial behaviors.   It is essentially a look behind the actions of individuals as it relates to their finances. Money and…

Do I need a Financial Planner?

December 06, 2023
Do I need a Financial Planner? Whether or not you could benefit from hiring a financial planner depends on many factors.  To help you decide, consider the following points. Complexity of Your Financial situation: If your financial situation is re…

How to create a giving plan that benefits both the donor and the chosen charity.

December 01, 2023
Creating a year-end gifting plan: An important first step in creating a year-end giving plan is to review the basic tax benefits or incentives available to you. The first benefit is the charitable deduction, which can reduce your taxable income if…

Smooth Sailing into 2024

November 15, 2023
For a smooth start to the new year, take a moment to check where you are. As another year comes to an end one of the best things you can do to make the upcoming year run smoothly is to take a few minutes to review where you are with your financial…

What causes inflation and how does it affect my investments?

November 01, 2023
Causes Inflation is caused by a variety of factors.  In general changes in the supply and demand for goods and services are considered to be the root cause.  When demand for goods and services exceed their supply, higher prices can result. When pr…

So, what makes a “Fiduciary” so important when choosing a financial advisor?

October 25, 2023
A Fiduciary financial advisor is a professional who has a legal and ethical obligation to act in their clients’ best interests. They must prioritize the clients’ interests over their own when providing advice and recommendations.  Registered Finan…

Why is diversification important in the world of investing?

October 18, 2023
There are a variety of types of investments, each carries its own risks and rewards. When investing, it’s important to consider your financial goals, risk tolerance, and time horizon. Different types of investments, stocks, bonds, mutual funds, fo…
Disclaimer: “Sara-Bay Financial Corp. is registered as an investment advisor with the SEC. All information contained herein is for informational purposes only and does not constitute a solicitation for investment advisory serves or an offer to buy or sell securities. Registration does not imply a certain level of skill or training. If you are interested in our services, please see our Disclosure Brochure (Part II of the form ADV); which provides detailed information about Sara-Bay Financial Corp. and inherent risks that may be associated with our advisory services.

Copyright © 2024 Sara-Bay Financial. All Rights Reserved.