It’s spring-cleaning time!

 How might you tidy up your financial picture? 

Provided is a short list of items that may need your attention, as always feel free to reach out to a Sara-Bay Financial advisor for help with any questions you might have!

-Review the past year and the communications you’ve had with your advisor.  Is it still a good fit?  Is it time to shop around?

-Review your security holdings; Are you comfortable with your holdings and the associated risk level?   Discuss with your advisor.

-Do you have any auto payments set up?  Are they still necessary?  If they are charity donations, are they still causes you want to contribute to?

-How clear and handy are your financial records?  Are you signed up for email statements and confirmations?  Do you want to be?

-Review your past year’s budget.  How did you do?  Make adjustments, if needed to bring your budget more in line with your actual spending.  Add in any new financial commitments, as well as any changes in income.

-Review your qualified accounts.  Were you able to make the maximum contribution allowed?  If not, could you increase your contributions this year?

-Are your distributions and contributions set up on an auto transfer from your bank to your qualified   investment accounts?  Do you want them to be?

-Do you have a trusted contact set up with your financial advisor?

-It’s a great time to shred all your old financial documents that you no longer need.

-When was the last time you compared insurance rates on your policies?

-Most importantly how are you progressing towards your financial goals?



The information in this article is a compilation pulled from a variety of sources.  The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing.



Disclaimer: “Sara-Bay Financial Corp. is registered as an investment advisor with the SEC. All information contained herein is for informational purposes only and does not constitute a solicitation for investment advisory serves or an offer to buy or sell securities. Registration does not imply a certain level of skill or training. If you are interested in our services, please see our Disclosure Brochure (Part II of the form ADV); which provides detailed information about Sara-Bay Financial Corp. and inherent risks that may be associated with our advisory services.

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