J. Michael Hard

President - Portfolio Manager

Mike Hard has been in the investment business in Sarasota since the 1970’s. He spent the first five years with Merrill Lynch as both a securities and commodities broker. After leaving Merrill, he worked for other large firms, including Shearson Lehman and Dean Witter.

In 1987, he joined Kemper Securities and spent the next six years there as co-manager of their Sarasota office. Mike founded Sara-Bay Financial Corp. in 1993, offering a diversity of investment securities and our management program.

Benjamin Hard CFP®


Originally from Sarasota, FL, Ben began working in the financial industry as an equity trader for Navillus Securities in 2000. Prior to joining Sara-Bay in 2008, Ben was VP of Marketing for EDMP Inc., a Tampa registered investment advisory firm.

Ben holds a degree in Finance from the University of South Florida and is a CERTIFIED FINANCIAL PLANNER™ professional. Outside the office Ben enjoys spending time with his family, being outdoors and coaching youth basketball.

Chris Mills CFP®


Chris joined Sara-Bay Financial Corp. in March of 2019. Seven years ago, he began working in the financial industry trading equities and mutual funds for Fidelity Investments. Since that time, he held a variety of roles with Fidelity, most recently working with private clients providing investment consulting and building retirement plans.

He graduated from Coastal Carolina University in 2009 with a degree in Business Marketing and is a CERTIFIED FINANCIAL PLANNER™ professional. He and his wife Ashley have recently re-located to Sarasota from Indianapolis with their dog Molly.

Mary Hettig

Chief Compliance Officer

Mary joined Sara-Bay Financial Corp. in January of 2019. Mary and Mike Hard met in the 1970s where they were both employed at Merrill Lynch, and over the ensuing years have remained friends. Later she was employed as Vice-president and Office Manager of Baker & Company, a brokerage firm located on Ringling Blvd here in Sarasota.

For several years she was the Operations Manager at the large Raymond James office on Main Street, and more recently she served as Compliance Coordinator for Global Financial. Mary and her husband, Kelly, reside here in Sarasota, and have two very talented grown children. Mary has both extensive experience and comprehensive knowledge of our industry.

Barbara Gil

Operations Manager

Barbara has been with Sara-Bay Financial Corp. since 1996. Previously, she was employed at a local law firm specializing in estates and trusts. Barbara brings extensive experience as a secretary and office manager in the areas of law, finance and accounting. She attended Florida State University and ran a successful interior decorating business in Jacksonville, Florida for twelve years.