How is a portfolio’s performance measured?

Posted on July 21, 2023
The performance of a portfolio is typically looked at in terms of two types of measures:  absolute and relative measures. Absolute measures are metrics that assess the portfolio’s performance in absolute terms.  Examples include the total return, which reflects the percentage change in the portfolio’s value over a given period, including both capital gains and […]

How often should my advisor rebalance my portfolio?

Posted on July 12, 2023
The frequency at which your advisor rebalances your portfolio will depend on several factors that are specific to you, such as your investment goals, your risk tolerance, and the current market conditions. However, as a general guideline, many financial advisors suggest rebalancing your portfolio at least once a year. Rebalancing your portfolio involves adjusting the […]

Retirement Planning: Tips and Pitfalls

Posted on June 28, 2023
  Retirement planning is an essential process to ensure that you have enough money to support yourself during your retirement years. Here are some mistakes people tend to make when planning for retirement: One of the biggest mistakes people make is not starting their retirement planning early enough. The earlier you start, the more time […]

What investments are usually the least volatile?

Posted on June 21, 2023
Volatility is the rate at which the price of a stock increases or decreases over a particular period. Higher stock price volatility often means higher risk and helps an investor to estimate the fluctuations that may happen in the future. Investments that are considered the least volatile typically have a lower risk and tend to […]

What are the benefits of having an estate plan?

Posted on June 14, 2023
What are the Benefits of an Estate Plan? Have you ever wondered if you need an estate plan? Read on to gain an understanding of the benefits an estate plan can provide. First and foremost an estate plan gives you of control of the distribution of your assets after your death. You can specify which […]

What are the benefits of a Roth IRA?

Posted on June 07, 2023
A Roth IRA (Individual Retirement Account) is a type of retirement account that offers several benefits. First among the benefits is the fact that a Roth allows for tax-free withdrawals. Unlike traditional IRAs, contributions to Roth IRAs are made with after-tax dollars, meaning that you won’t be taxed on the money you withdraw in retirement. […]

Is your Financial Advisor a Fiduciary?

Posted on May 31, 2023
A fiduciary financial advisor is a professional who has a legal and ethical obligation to act in their clients’ best interests. They must prioritize the clients’ interests over their own when providing advice and recommendations. Here are some things a fiduciary financial advisor may do for you: Assess your financial situation: A fiduciary financial advisor […]

How can I determine the right advisor for me?

Posted on May 24, 2023
Choosing an advisor can be an important decision, as it can have a significant impact on your future.  Here are some considerations to help you determine if an advisor is right for you: Your needs: First, consider your needs and what you hope to gain from the advisor. Do you need someone to help you […]

Do stocks provide a hedge against inflation?

Posted on May 16, 2023
  Yes, some stocks can provide some measure of protection against inflation. Companies that have pricing power can increase their prices as inflations rises. (Monopolies and oligopolies have control over their prices as they have no competition) This may increase their profit margins which in turn may boost their stock prices. Companies that pay dividends […]
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