Market Updates

Through the Noise

March 20, 2026
    March 18, 2026   Through the Noise   The biggest and perhaps most destructive impediment to amassing significant long-term wealth in the stock market is a decision to impulsively act out of fear, rather than thoughtful judg…
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Levies, and Tariffs and Bears, Oh My!

March 14, 2025
March 12, 2025     Levies & Tariffs & Bears, Oh My!   Just when things appear to be going along swimmingly in the stock market, suddenly economic fear raises its ugly head.  What happened?  In a surprisingly short time, angst and trep…
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The ABCs of RMDs

November 15, 2024
 The ABCs of RMDs   As we move into the Holiday Season, we also move closer to year end.  Dec 31 of each year is when normal RMDs are due to be taken.  The penalties for failing to take your RMD can result in a 50% penalty!  So, let’s review …
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Pullbacks are Prickly, but Inevitable

September 13, 2024
Years ago, upon entering the profession of investment management, we were told by our supervisors to never make promises.  However, they were wrong in one respect.  Here is a promise we can unequivocally make to our investors: ‘You absolutely will…
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The Domino Effects of Interest Changes

August 23, 2024
Watching the Federal Reserve and anticipating what they will do next seems to be a reoccurring preoccupation of many investors and consumers as well.  Why do we care? The Federal Reserve sets the federal funds rate.  This is the rate that banks ch…
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“The only thing more expensive than education is ignorance” Benjamin Franklin

July 31, 2024
If you have children, or have children you care about in your life, the coming of fall likely turns your thoughts to education expenses. College is expensive – no news there.  Of course, the best advice would be to start saving early so the money …
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Transitioning to Retirement

May 29, 2024
Transitioning to Retirement Transitioning into retirement involves more than just financial planning; it requires major shifts in thinking to embrace this new phase of life.  Generally, retirement is considered to be the long-awaited reward of wor…
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What’s so special about a family owned and operated local business?

May 01, 2024
Sara-Bay was started here in Sarasota and continues to be a local family-owned and operated business 30 years later.  What might that mean for our clients? Family owned and locally operated businesses are often more focused on developing relations…
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What is so special about Independent Research?

April 17, 2024
Investment research is essential in evaluating a specific company and determining what, if any, investment opportunities it may offer. Many individual investors tend to make financial decisions based on common beliefs or theoretical assumptions, s…
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