Market Updates

What’s so special about a family owned and operated local business?

May 01, 2024
Sara-Bay was started here in Sarasota and continues to be a local family-owned and operated business 30 years later.  What might that mean for our clients? Family owned and locally operated businesses are often more focused on developing relations…

What is so special about Independent Research?

April 17, 2024
Investment research is essential in evaluating a specific company and determining what, if any, investment opportunities it may offer. Many individual investors tend to make financial decisions based on common beliefs or theoretical assumptions, s…

Is it important that your advisor is also a CFP?

April 03, 2024
Is it important that your investment advisor is also a CFP? CFP stands for Certified Financial Planner.  To become a CFP candidates must have a bachelor’s degree (or higher) from an accredited college or university and three years of full-time per…

It’s spring-cleaning time!

March 20, 2024
 How might you tidy up your financial picture?  Provided is a short list of items that may need your attention, as always feel free to reach out to a Sara-Bay Financial advisor for help with any questions you might have! -Review the past year and …

Retirement’s coming – Will you be ready?

March 06, 2024
As your big retirement day draws closer, will you be ready? Like any life changing event, the path to can be eased by preparing.  A roadmap will help you get where you want to go.  Here are some steps you can take to help you prepare to retire. Fi…


February 21, 2024
Taxes are a central consideration, as is your current tax bracket and your expected future tax bracket. If you expect your tax bracket to rise in the future, converting to a Roth can be advantageous.  The reason being that you will be required to …

How Biases Affect our Decisions, or We’re Only Human!

February 14, 2024
As humans we are prone to making decisions based on emotions, and investment decisions are no different.  Below are some investment biases to be aware of that may affect investment decision making. Herd mentality bias is the tendency for investors…

What is the relationship between risk and growth?

February 07, 2024
The relationship between risk and growth can be complex and depend on various factors.  We often face risk in our daily lives and how we respond to risk taking can have a significant impact on our lives.  In general, taking risks can be necessary …

What is a trust and do I need one?

January 31, 2024
  A trust is a legal document used to manage assets. There are many reasons that you might benefit from having a trust. Common reasons include: Estate Planning.  Assets held in a trust can bypass probate.  This can save time and money for the…
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