Blog
Through the Noise
Posted on March 20, 2026
March 18, 2026 Through the Noise The biggest and perhaps most destructive impediment to amassing significant long-term wealth in the stock market is a decision to impulsively act out of fear, rather than thoughtful judgement. It is always concerning to watch our strongest stocks succumb to headline-driven uncertainty and enter periods […]
Levies, and Tariffs and Bears, Oh My!
Posted on March 14, 2025
March 12, 2025 Levies & Tariffs & Bears, Oh My! Just when things appear to be going along swimmingly in the stock market, suddenly economic fear raises its ugly head. What happened? In a surprisingly short time, angst and trepidation have permeated the mood of stock market investors. This most recent downward […]
The ABCs of RMDs
Posted on November 15, 2024
The ABCs of RMDs As we move into the Holiday Season, we also move closer to year end. Dec 31 of each year is when normal RMDs are due to be taken. The penalties for failing to take your RMD can result in a 50% penalty! So, let’s review the basics so we can […]
Pullbacks are Prickly, but Inevitable
Posted on September 13, 2024
Years ago, upon entering the profession of investment management, we were told by our supervisors to never make promises. However, they were wrong in one respect. Here is a promise we can unequivocally make to our investors: ‘You absolutely will have periods when the value of your portfolio will decline.” Over the last couple of […]
The Domino Effects of Interest Changes
Posted on August 23, 2024
Watching the Federal Reserve and anticipating what they will do next seems to be a reoccurring preoccupation of many investors and consumers as well. Why do we care? The Federal Reserve sets the federal funds rate. This is the rate that banks charge each other for short term loans. Other interest rates usually adjust in […]
“The only thing more expensive than education is ignorance” Benjamin Franklin
Posted on July 31, 2024
If you have children, or have children you care about in your life, the coming of fall likely turns your thoughts to education expenses. College is expensive – no news there. Of course, the best advice would be to start saving early so the money has time to grow. However, life being what it is, […]
Transitioning to Retirement
Posted on May 29, 2024
Transitioning to Retirement Transitioning into retirement involves more than just financial planning; it requires major shifts in thinking to embrace this new phase of life. Generally, retirement is considered to be the long-awaited reward of working hard for many years. And of course, the unknowns can be challenging. Here are some bumps in the road […]
What’s so special about a family owned and operated local business?
Posted on May 01, 2024
Sara-Bay was started here in Sarasota and continues to be a local family-owned and operated business 30 years later. What might that mean for our clients? Family owned and locally operated businesses are often more focused on developing relationships. Our clients are often our neighbors, other professionals, and local business owners. Relationships are the basis […]
What is so special about Independent Research?
Posted on April 17, 2024
Investment research is essential in evaluating a specific company and determining what, if any, investment opportunities it may offer. Many individual investors tend to make financial decisions based on common beliefs or theoretical assumptions, such as growth means high risk, efficient market theory, or value stocks versus growth stocks. These common assumptions and theories aim […]
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