Blog

What are the risks associated with investing in the Financial Sector

Posted on September 13, 2023
What industries make up the financial sector? The financial sector is made up of many different industries, including banks, investment houses, insurance companies, consumer finance companies, mortgage lenders and real estate investment trusts. All investing comes with risks.  Investing in the financial sector can come with several specific risks, including: Market Risk: The financial sector […]

What is the right investment strategy for me?

Posted on September 06, 2023
An income account and a growth account are two different investment strategies that investors can use based on their financial goals and risk tolerance. Here’s an overview of the differences between these two types of accounts: Income Account: An income account, also known as an income-oriented or dividend-focused account, looks to provide investors with a […]

How Can I Create a Budget That I Can Stick To?

Posted on August 23, 2023
Creating a budget that you can stick to requires careful planning, discipline, and a realistic approach. Here’s a step-by-step guide to help you create and maintain an effective budget: Set Clear and Realistic Goals: Define your financial goals, both short-term and long-term; Are you looking to pay off debt? Save for a vacation? Build an […]

Is a Health Saving Account (HSA) a good way to invest?

Posted on August 16, 2023
    Health Savings Accounts (HSAs) can be a beneficial tool for some individuals. It can offer a way to invest and save for healthcare expenses. Whether an HSA is a good choice for you will depend on your specific financial situation, healthcare needs, and investment goals. Here are some key points to consider: HSAs […]

What is a growth stock?

Posted on August 02, 2023
Growth stocks are shares of companies that are expected to experience above-average growth in their earnings and revenue, as compared to the market average. These companies typically reinvest their earnings back into the business to fund their expansion, rather than paying out dividends to shareholders. As a result, investors in growth stocks hope to benefit […]

What’s my risk tolerance?

Posted on July 26, 2023
Determining your risk tolerance is an essential step in creating an appropriate investment strategy.  Here are a few considerations to help you assess your risk tolerance: Time Horizon: How long you can expect to leave the funds invested. Generally, longer time horizons allow for a higher tolerance for risk, as there is more time to […]

How is a portfolio’s performance measured?

Posted on July 21, 2023
The performance of a portfolio is typically looked at in terms of two types of measures:  absolute and relative measures. Absolute measures are metrics that assess the portfolio’s performance in absolute terms.  Examples include the total return, which reflects the percentage change in the portfolio’s value over a given period, including both capital gains and […]

How often should my advisor rebalance my portfolio?

Posted on July 12, 2023
The frequency at which your advisor rebalances your portfolio will depend on several factors that are specific to you, such as your investment goals, your risk tolerance, and the current market conditions. However, as a general guideline, many financial advisors suggest rebalancing your portfolio at least once a year. Rebalancing your portfolio involves adjusting the […]

Retirement Planning: Tips and Pitfalls

Posted on June 28, 2023
  Retirement planning is an essential process to ensure that you have enough money to support yourself during your retirement years. Here are some mistakes people tend to make when planning for retirement: One of the biggest mistakes people make is not starting their retirement planning early enough. The earlier you start, the more time […]
Disclaimer: “Sara-Bay Financial Corp. is registered as an investment advisor with the SEC. All information contained herein is for informational purposes only and does not constitute a solicitation for investment advisory serves or an offer to buy or sell securities. Registration does not imply a certain level of skill or training. If you are interested in our services, please see our Disclosure Brochure (Part II of the form ADV); which provides detailed information about Sara-Bay Financial Corp. and inherent risks that may be associated with our advisory services.

Copyright © 2024 Sara-Bay Financial. All Rights Reserved.