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Why is diversification important in the world of investing?

Posted on October 18, 2023
There are a variety of types of investments, each carries its own risks and rewards. When investing, it’s important to consider your financial goals, risk tolerance, and time horizon. Different types of investments, stocks, bonds, mutual funds, for example and each comes with varying levels of risk and potential return. A well-balanced (diversified) investment portfolio […]

Stocks, Bonds, Mutual Funds; What are the basic differences?

Posted on October 11, 2023
Bonds Unlike stocks where you own a share of the company, bond purchases are loans that earn interest at an agreed upon rate and mature at a specific date, when you are paid back the loan face value.   Bonds are generally considered safer than stocks as they are required by law to be repaid prior […]

Ease of Transacting- Good or Bad?

Posted on October 04, 2023
October 3, 2023   Ease of Transacting – Good or Bad? For as long as we can remember, a positive and pragmatic reason for investing in a portfolio of stocks is the extraordinary ease of buying or selling.  As compared with almost all other investments, stocks are unique in this respect.  For example, if one […]

Confused about retirement plan choices?

Posted on September 29, 2023
Here’s a quick once over of the many choices you may have. Individual retirement plans or the IRA is the personal retirement savings account that individuals can set up on their own.  The earnings in a traditional IRA grow tax deferred until you withdraw them in retirement. Roth IRA is similar to the traditional IRA […]

Financial Mindset and Goal Achievement

Posted on September 20, 2023
If you want to achieve your financial goals, you may find it helpful to first look at how you behave towards your finances and further, explore why you behave as you do. Self-awareness is key to reaching all goals and your financial goals are no different.  It’s important to establish and clarify where you are […]

What are the risks of investing in the financial sector?

Posted on September 13, 2023
What industries make up the financial sector? The financial sector is made up of many different industries, including banks, investment houses, insurance companies, consumer finance companies, mortgage lenders and real estate investment trusts. All investing comes with risks.  Investing in the financial sector can come with several specific risks, including: Market Risk: The financial sector […]

What are the risks associated with investing in the Financial Sector

Posted on September 13, 2023
What industries make up the financial sector? The financial sector is made up of many different industries, including banks, investment houses, insurance companies, consumer finance companies, mortgage lenders and real estate investment trusts. All investing comes with risks.  Investing in the financial sector can come with several specific risks, including: Market Risk: The financial sector […]

What is the right investment strategy for me?

Posted on September 06, 2023
An income account and a growth account are two different investment strategies that investors can use based on their financial goals and risk tolerance. Here’s an overview of the differences between these two types of accounts: Income Account: An income account, also known as an income-oriented or dividend-focused account, looks to provide investors with a […]

How Can I Create a Budget That I Can Stick To?

Posted on August 23, 2023
Creating a budget that you can stick to requires careful planning, discipline, and a realistic approach. Here’s a step-by-step guide to help you create and maintain an effective budget: Set Clear and Realistic Goals: Define your financial goals, both short-term and long-term; Are you looking to pay off debt? Save for a vacation? Build an […]
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